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The Accord Group and its subsidaries (Ashrammoseley, bchs, Caldmoreaccord, Direct Health, Fry Housing Trust, Heantun Housing Association and Redditch Co-operative Homes) retains the copyright of all materials on this website or they have been attached with permission from other copyright owners. All rights are reserved. The materials on this website may be retrieved and downloaded solely for personal use. Materials may not otherwise be copied, modified, published, or otherwise distributed without the prior written permission of the Accord Group and its subsidiaries.